Perils Covered                                                           

Fire, lightning, thunderbolt, subterranean fire, explosion, Storm, wind, water, hail or snow, Earthquake, Aircraft and other aerial devices or articles dropped thereon, Impact by animals, trees, aerials, satellite dishes or vehicles, Theft (or any attempt thereat)  by forcible & violent entry into or exit from building, and accidental damage to sanitaryware, Loss of Rent following damage to property                                                                

Property Covered                                                                    

Buildings including all outbuildings thereto (constructed of brick, stone, concrete or metal on metal framework and roofed with slate, tiles, metal, concrete or asbestos unless otherwise stated in the schedule) and sporting and recreational structures, landlord’s fixtures and fittings thereon, walls (except  dam walls), gates, posts, fences, and tarred or paved roads, driveways, paths or parking areas                                                                     

Contents Cover                                                                        

All household contents in the house, including garden furniture and domestic workers contents.

Personal All Risks Section                                                                    

Items that are usually carried around with the person like Cell phones, Spectacles, Jewellery, Watches, Digital Cameras, Golf equipment, Fishing equipment, Firearms, personal Computers, Laptops